Sunday, March 29th, 2009

Manufactured Home - Rental Investment or Affordable Home

113 Wanda Ave Summerville, SC
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This is a very nice mobile home on .15 acres of land. The home has an open floor plan with a great room, living room, dining room combination. Other features include wood laminate flooring, walk-in closets, and an eat-in kitchen. The home is located in the Dorchester 2 school district, just off Dorchester Road near Old Fort Baptist Church. This is rural living within a short distance to downtown Summerville, convenient to shopping, medical facilities, and at an affordable price.
MLS# 2908291
$45,000
3 Bed, 2 Bath
113 Wanda Ave
Summerville SC, 29485

EXIT REALTY HOME STORE

Teresa B Cooper
Teresa B Cooper
EXIT REALTY HOME STORE
843-607-3084
teresa@teresabcooper.com

Tuesday, March 3rd, 2009

Lowcountry Housing Trust Homebuyer Assistance

 

 

1/12/2009

 

The Lowcountry Housing Trust is offering funding for 2009 for the Homebuyer Assistance Program. A total of $175,000 is available to lower the purchase price of a home for qualified persons in the City of Charleston, City of North Charleston, and the Town of Mount Pleasant. The amount of the funding will vary for individual applicants. Applications will be accepted from developers, government entities, and current LHT lending partners for all or a portion of closing costs, all or a portion of down payment, or to reduce the principal amount of a first mortgage for low and moderate income households. Funds are awarded on a first come, first ready basis. Applications will be accepted and evaluated continually throughout the year, based upon funding availability.

  • Applications will not be taken from individual homebuyers
  • The buyer must:
    • Contact an eligible sponsor to apply to the program
    • Be a first time homebuyer or have not owned a home in the past three years
    • Meet the income requirement – annual household income cannot exceed 120% of the area median income
    • Complete a home buyer’s education seminar acceptable to LHT
    • Secure a 30-year, fixed rate first mortgage

     

  • Eligible Uses
    • Loans may be up to $30,000 and are subject to homebuyer securing the maximum affordable first loan mortgage that the lender will allow.
    • Funds may be used when purchasing a home:

      - for all or a portion of closing costs

      - for all or a portion of a down payment

      - to reduce the principal amount of a first mortgage

    • The total of all mortgages on the property may not exceed 100% of appraised value.

 

  • Terms
    • Funds will be released to the closing attorney.
    • LHT subsidy will be a 20-year non amortizing subordinate loan at 0% interest. The loan will be forgiven after twenty (20) years if certain conditions of affordability are met.
    • The LHT loan will be secured by a promissory note and a mortgage lien on the property.
    • All units funded by LHT will be subject to affordability controls through a restrictive covenant that limits the property rights of the owner for 20 years.

 

  • For more information, or to request an application packet, please fill out the form below.

    Name

    Address

    City

    State Zip

    Email

    I would like:  Information Application

$5000 Grant for Employees of the City of North Charleston

$5000 Grants for Employees of the City of North Charleston

Need money for a down payment on a home, or for closing costs to purchase a new home? If you are an employee of the City of North Charleston, the City has some grant funds available to assist you. Click on the link above to get more information.

$5000 Grant for Teachers in the City of North Charleston

$5000 Grants for Teachers in the City of North Charleston

Need money for a down payment on a home, or for closing costs to purchase a new home? If you are a teacher, teaching within the incorporated city limits of North Charleston, the City has some grant funds available to assist you. Click on the link above to get more information.

123 Clay Street, Goose Creek, SC

frontOPPORTUNITY KNOCKS! Investor-owned home in Camelot Village - needs work, and has lots of potential! Solid brick home with large fenced back yard, deck, front porch, brick fireplace. Very desirable neighborhood - convenient to Goose Creek, Summerville, and North Charleston - easy access to I-26. Well-established neighborhood with very little turnover. Foundation settling has occurred on one side / corner of the house, and remediation estimate is approximately $13,000 to repair. Floor plan includes formal living room as you enter the front door, and large casual family room with a fireplace just off the kitchen. Master bedroom has its own master bath, and the other three bedrooms share a hall bath. The kitchen is the heart of this home, between the dining area and the family room. Lots of closet space, lots of parking space, a semi-circle driveway for your convenience, and lots of opportunity to make this home what you want it to be! Look at the comps of renovated homes in the area, and see what a value this is! Buy now before the owner makes renovations and the equity.

808 Lecture, Ladson, SC

808 Lecture Dr Ladson, SC
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Promise her a rose garden! In a very family-friendly community, this beautiful home with an open, airy great room has plenty of space ideal for spending lots of family time together! The great room opens onto the patio, and privacy fenced backyard. This backyard is completely sodded for a luxurious lawn from door to fence! The kitchen has all the cabinet and counter space you need, lots of lighting, and a convenient, efficient layout. The roomy kitchen has plenty of space for those extra little helpers, or for those families with more than one chef. The master bedroom suite is upstairs, and the perfect end of the day retreat for mom and dad. Also upstairs are two full sized bedrooms, as well as a loft you can use for a home office or study room or play area for the kids. A full two car garage and laundry room, linen closet, beautifully landscaped front yard, and many more special features make this storybook home a dream come true for you and your family.
MLS# 2830046
$164,500
3 Bed, 2.5 Bath
808 Lecture Dr
Ladson SC, 29456

EXIT REALTY HOME STORE

Teresa B Cooper
Teresa B Cooper
EXIT REALTY HOME STORE
843-607-3084
teresa@teresabcooper.com

Monday, March 2nd, 2009

7810 Ginger Lane, North Charleston

7810 Ginger Ln North Charleston, SC
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Run, don’t walk, to the nearest phone and call now to schedule a personal tour, and make this fantastic and affordable home yours, and claim your $8000 tax refund! This gorgeous brick ranch has been lovingly renovated, with qualtiy upgrades throughout, so you can enjoy the luxury of a new home, at the affordable price of pre-owned. Do you believe in love at first sight? Step into the front door of this warm and inviting home, and you will immediately fall in love with the cherry wood floors, the brick hearth wood-burning fireplace with decorative screen, and especially the graceful arched doorway and pass-through from the living room into the kitchen. Take a minute more, bask in the golden glow of the sunny yellow walls; enjoy the spacious airy feel of the high beamed ceilings. Feels like home already! Now let’s step into the kitchen. The dining set goes right there in front of the window, that wide-open pass-through to the living area lets the family chef work away in the kitchen, and still be a part of the family activities. Just off the kitchen is the huge bonus room. Heated and cooled, with the water heater and washer/dryer connections in their own enclosed space, this room can be anything you want it to be! Family room, play room, office, studio, guest room or extra bedroom, let your imagination run wild with this one! The three bedrooms are on the opposite side of the house from the bonus room. And we’ve saved the best for last! Updated fixtures light up each of the rooms, and contemporary pedestal sinks make the most of the space in the baths. Now for the master suite - take off your shoes and wiggle your toes in the soft comfort of this luxurious frieze carpet! No ordinary berbers or plain beige carpets here, but quality you’ll appreciate. Frieze carpet is highly recommended for it’s ease of care, durability, and rugged good looks even in high traffic areas. Run, don’t walk, to the nearest phone and call now to schedule a personal tour, and make this fantastic and affordable home yours! Want an even sweeter deal? This home will qualify for the full $8000 tax refund for first-time homebuyers! Still need more convincing? This home has a 13-month home owner’s warranty, a brand new roof, new 2.4 ton HVAC unit, all new flooring, new siding, new kitchen counters, and the list goes on.
MLS# 2904635
$125,000
3 Bed, 1.5 Bath
7810 Ginger Ln
North Charleston SC, 29420

EXIT REALTY HOME STORE

Teresa B Cooper
Teresa B Cooper
EXIT REALTY HOME STORE
843-607-3084
teresa@teresabcooper.com